Insuring your recovery from shop disasters

So, here I at the Governor’s Hurricane Conference and man – I’m keeping busy. I’ve been teaching a basic Public Information Officer class the past few days… my voice is shot!  With hurricane season just a few weeks away, it’s time to get ready for what the season may bring. That’s what we’re here to do this week – learn from the experts.

As a hurricane public awareness spokesperson, it’s my job to pass information on to folks who may be in danger about the importance of having a disaster plan. While I normally talk to residents in all types of organizations and communities the county, I recently had an opportunity to speak with the St. Petersburg Woodcrafters Guild about the topic.  In fact, I was the presenter that night (Great, I get to work for my dinner there as well!).

I had two topics to cover that night. The second one was veneering (that video will be next week, I promise!), but the first topic was about how to prepare your shop for the potential of a disaster.

Now, I know many of you won’t ever experience a hurricane in your lives (Unless, of course, you order one at the bar), but there are a number of other disasters that can befall your shop.  Floods. Tornadoes. Wildfires. Theft.

In this roughly seven minute presentation, I covered many of the basics, especially when it comes to insuring your shop and tools so you can recover from a disaster.

The resources I mentioned include:

And, remember, let’s stay safe out there!


4 thoughts on “Insuring your recovery from shop disasters”

  1. Excellent presentation on shop recovery, and a bunch of good tips.
    That is a great site and one I will be using.

    Also, I have to admit, I never thought of a smoke detector in the shop.
    (That will be remedied this week!)

    Thanks Tom.

  2. Got flooded out in Irene. Not sure if I heard this in the video but it’s CRITICAL that if you use your shop for business you get flood insurance that’s business specific… cuz regular homeowner flood insurance will not pay a dime for business-related equipment replacement.

    Also, during recovery I claimed those things I was going to toss, up to my limit. You are not required to buy replacements OR required to throw things out, but if you have a second flood, they will not pay for an item that has already been claimed… what that means is that if you decide to replace the motor on your dust collector but save the body then you need to specifically claim JUST the motor so that in the event of a second flood, the body of the tool is claimable.

    Take photos of everything before the flood. Take twice as many photos after. Get model numbers and serial numbers before throwing anything away (photos work).

  3. That was a good presentation Tom! I got to see it in person and again tonight. Now I am waiting for the camera disaster video.

    Thanks for a job well done as usual!

  4. A properly installed and maintained smoke alarm is the only thing in your home that can alert you and your family to a fire 24 hours a day, seven days a week. Whether you’re awake or asleep, a working smoke alarm is constantly on alert, scanning the air for fire and smoke..

    Our very own web site

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.